STONEPAY + TRIVER 

STONEPAY has partnered with TRIVER to help you turn your invoices into cash instantly.

INSTANT CAPITAL IN A CLICK

STONEPAY has partnered with TRIVER to help you turn your invoices into cash instantly. Fund your business without taking debt. Turn your client invoices into instant cash flow whenever you wish, with an open-ended facility up to £250,000.

WHY USE TRIVER

Suppliers and staff need to be paid on time; clients take time to pay – this is the typical cash
flow management challenge. With 55 days of average payment terms, UK small businesses
are constantly owed £150Bn in commercial invoices waiting to be paid. TRIVER solves this
problem by enabling SMEs to turn their client invoices into instant cash flow, at any time, to
fund working capital needs.

THE BEST 

CASH FLOW FINANCING SOLUTION

• Fast – Open a facility and advance invoices in minutes online
• Simple – No personal guarantee, no securities, no paperwork
• Discreet – Invisible to the businesses’ clients, no trust account
• Flexible – Facility up to 20% of your turnover that grows with your business
• Fair – One simple daily fee per transaction for the days used, no hidden fees 
• Convenient –Available to use online 24/7

HOW DOES TRIVER WORK

1. Upload – Upload a client invoice you wish to turn into cash flow

2. Receive – Get funds instantly transferred to your business bank account

3. Repay – When your client pays you, repay TRIVER by direct debit

4. Re-use – Re-use the facility whenever you want. Upload more invoices

WHAT DOES TRIVER COST

TRIVER’s pricing is simple and transparent: you only pay for what you use.

Here’s how it works:

- Per Transaction Fee: TRIVER charges a small discount fee on each invoice you finance. This
fee is based on a daily rate of 0.06% applied to the invoice value (e.g. 1.8% for 30 days).

- Zero Hidden Costs: No setup fees, interest charges, or early payment penalties. When
you’re not actively using TRIVER, it costs you nothing.

WHAT YOU NEED TO APPLY

- You are a Director of a UK Limited company or LLP business

- Trading B2B with businesses and pubic sector entities with payment terms

- Active for more than 2 years with an annual turnover of over £100k

- Able to connect your business bank account with Open Banking